1 / 6
50score
New
$144,900
MLS
Street view645 Martin St
Indianapolis IN 46227 · Single Family · built 1925
3 bd1 ba772 sqft$188/sqft vs ZIP $161 +17%
1.84 lender DSCR (est.)
Rent covers the estimated payment 1.84× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.84new this week
The underwriting
The numbers (estimates, illustrative)
$144,900List price
$1,710Rent estimate / mo
1.84Lender DSCR (est.)
$1,310Taxes / yr · county assessor
$161ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$109 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $781 |
The numbers
- Price
- $144,900
- $ / sq ft
- $188 ZIP median $161
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $1,310/yr 2% cap on assessed value $65,500
- PITIA (assumed)
- $929/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 DSCR 1.84 · new this week
The property
- Beds / baths
- 3 / 1
- Living area
- 772 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1925
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128729
- Listed
- Sep 29, 2026
- Days on market
- 4
- Listing agent
- Luis Coronel · Realty of America LLC
3175130076 · luiscarloscoronel@gmail.com - Price history
- First asked $144,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.