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49score
$165,000
MLS
Street view647 S Taft Ave
Indianapolis IN 46241 · Single Family · built 1930
3 bd2 ba1,106 sqft$149/sqft vs ZIP $157 −5%
1.61 lender DSCR (est.)
Rent covers the estimated payment 1.61× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,772/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.61
The underwriting
The numbers (estimates, illustrative)
$165,000List price
$1,772Rent estimate / mo
1.61Lender DSCR (est.)
$1,980Taxes / yr · assumed 1.2%
$157ZIP median $ / sqft
49/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,772 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$165 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $673 |
The numbers
- Price
- $165,000
- $ / sq ft
- $149 ZIP median $157
- Rent estimate
- $1,772/mo ZIP + bedroom comps
- Property taxes
- $1,980/yr assumed 1.2% of price
- PITIA (assumed)
- $1,099/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 49/100 DSCR 1.61
The property
- Beds / baths
- 3 / 2
- Living area
- 1,106 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132800
- Listed
- Oct 23, 2026
- Days on market
- 8
- Listing agent
- Angela Newberry · Weichert REALTORS® Cooper Grou
3174405756 · angelanewberry@yahoo.com - Price history
- First asked $165,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.