1 / 6
18score
$639,900
MLS
Street view650 Ridge Gate Dr
Brownsburg IN 46112 · Single Family · built 2017
5 bd3 ba4,522 sqft$142/sqft vs ZIP $180 −21%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,358/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
22% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$639,900List price
$2,358Rent estimate / mo
0.55Lender DSCR (est.)
$7,679Taxes / yr · assumed 1.2%
$180ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,358 |
| − Mortgage (P&I) | −$3,356 |
| − Taxes | −$640 |
| − Insurance | −$267 |
| − HOA | −$40 |
| = Cash flow before vacancy & repairs | $-1,944 |
The numbers
- Price
- $639,900
- $ / sq ft
- $142 ZIP median $180
- Rent estimate
- $2,358/mo HUD fair-market rent
- Property taxes
- $7,679/yr assumed 1.2% of price
- PITIA (assumed)
- $4,302/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $40/mo
- Lender DSCR (est.)
- 0.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 22% under ZIP $/sqft
The property
- Beds / baths
- 5 / 3
- Living area
- 4,522 sq ft
- Lot
- 15,246 sq ft
- Year built
- 2017
- Property type
- Single Family
- HOA
- $40/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124923
- Listed
- Sep 15, 2026
- Days on market
- 20
- Listing agent
- Karin Vanvleet · eXp Realty, LLC
3176430996 · karinv@kw.com - Price history
- First asked $639,900
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.