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2score
$260,000
MLS
Street view6547 Emerald Ridge Ct
Indianapolis IN 46221 · Single Family · built 2016
3 bd2 ba1,361 sqft$191/sqft vs ZIP $145 +32%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,730/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$260,000List price
$1,730Rent estimate / mo
0.93Lender DSCR (est.)
$4,406Taxes / yr · county assessor
$145ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,730 |
| − Mortgage (P&I) | −$1,363 |
| − Taxes | −$367 |
| − Insurance | −$108 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $-134 |
The numbers
- Price
- $260,000
- $ / sq ft
- $191 ZIP median $145
- Rent estimate
- $1,730/mo ZIP + bedroom comps
- Property taxes
- $4,406/yr 2% cap on assessed value $220,300
- PITIA (assumed)
- $1,864/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,361 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2016
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126137
- Listed
- Sep 15, 2026
- Days on market
- 17
- Listing agent
- Carlson Tyce · eXp Realty, LLC
3173405060 · tycecarlson@aol.com - Price history
- First asked $260,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.