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28score
New
$399,000
MLS
Street view6843 Thousand Oaks Ln
Indianapolis IN 46214 · Single Family · built 1997
6 bd3.5 ba3,593 sqft$111/sqft vs ZIP $143 −22%
0.54 lender DSCR (est.)
Rent covers the estimated payment 0.54× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,846/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
22% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$399,000List price
$1,846Rent estimate / mo
0.54Lender DSCR (est.)
$14,142Taxes / yr · county assessor
$143ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,846 |
| − Mortgage (P&I) | −$2,092 |
| − Taxes | −$1,179 |
| − Insurance | −$166 |
| − HOA | −$13 |
| = Cash flow before vacancy & repairs | $-1,604 |
The numbers
- Price
- $399,000
- $ / sq ft
- $111 ZIP median $143
- Rent estimate
- $1,846/mo HUD fair-market rent
- Property taxes
- $14,142/yr 2% cap on assessed value $707,100
- PITIA (assumed)
- $3,450/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $13/mo
- Lender DSCR (est.)
- 0.54 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 22% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 6 / 3.5
- Living area
- 3,593 sq ft
- Lot
- 28,750 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- $13/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128164
- Listed
- Sep 27, 2026
- Days on market
- 6
- Listing agent
- Doug Dilling · United Real Estate Indpls
3177359900 · doug@dillinggrouprealestate.com - Price history
- First asked $399,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.