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19score
↓ $100
$499,800
MLS
Street view698 Bedwell Bay Rd
Westfield IN 46074 · Single Family · built 2023
4 bd2.5 ba3,094 sqft$162/sqft vs ZIP $210 −23%
0.74 lender DSCR (est.)
Rent covers the estimated payment 0.74× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,703/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
23% under ZIP $/sqftprice cut 0%
The underwriting
The numbers (estimates, illustrative)
$499,800List price
$2,703Rent estimate / mo
0.74Lender DSCR (est.)
$9,198Taxes / yr · county assessor
$210ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,703 |
| − Mortgage (P&I) | −$2,621 |
| − Taxes | −$767 |
| − Insurance | −$208 |
| − HOA | −$67 |
| = Cash flow before vacancy & repairs | $-960 |
The numbers
- Price
- $499,800
- $ / sq ft
- $162 ZIP median $210
- Rent estimate
- $2,703/mo HUD fair-market rent
- Property taxes
- $9,198/yr 2% cap on assessed value $459,900
- PITIA (assumed)
- $3,663/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $67/mo
- Lender DSCR (est.)
- 0.74 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 23% under ZIP $/sqft · price cut 0%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,094 sq ft
- Lot
- 10,890 sq ft
- Year built
- 2023
- Property type
- Single Family
- HOA
- $67/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22097718
- Listed
- Apr 30, 2026
- Days on market
- 158
- Listing agent
- Cindy Cherf · Keller Williams Indpls Metro N
3173703730 · cindysellsindyrealtyteam@gmail.com - Price history
- First asked $499,900 · previously $499,900 cut $100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.