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21score
$149,900
MLS
Street view7221 E 10th St
Indianapolis IN 46219 · Single Family · built 1946
2 bd1 ba1,185 sqft$126/sqft vs ZIP $142 −11%
1.01 lender DSCR (est.)
Rent covers the estimated payment 1.01× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,123/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
11% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$149,900List price
$1,123Rent estimate / mo
1.01Lender DSCR (est.)
$3,140Taxes / yr · county assessor
$142ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,123 |
| − Mortgage (P&I) | −$786 |
| − Taxes | −$262 |
| − Insurance | −$62 |
| = Cash flow before vacancy & repairs | $13 |
The numbers
- Price
- $149,900
- $ / sq ft
- $126 ZIP median $142
- Rent estimate
- $1,123/mo ZIP + bedroom comps
- Property taxes
- $3,140/yr 2% cap on assessed value $157,000
- PITIA (assumed)
- $1,110/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.01 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 11% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 1,185 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1946
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118282
- Listed
- Aug 5, 2026
- Days on market
- 73
- Listing agent
- Heather Bottorff Harmon · Doc Real Estate, Inc
3179080531 · heather@docrealestate.net - Price history
- First asked $149,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.