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0score
$429,900
MLS
Street view7224 Kingman Cir
Indianapolis IN 46256 · Single Family · built 1973
4 bd2.5 ba2,260 sqft$190/sqft vs ZIP $171 +11%
0.63 lender DSCR (est.)
Rent covers the estimated payment 0.63× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,913/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$429,900List price
$1,913Rent estimate / mo
0.63Lender DSCR (est.)
$7,270Taxes / yr · county assessor
$171ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,913 |
| − Mortgage (P&I) | −$2,254 |
| − Taxes | −$606 |
| − Insurance | −$179 |
| = Cash flow before vacancy & repairs | $-1,126 |
The numbers
- Price
- $429,900
- $ / sq ft
- $190 ZIP median $171
- Rent estimate
- $1,913/mo HUD fair-market rent
- Property taxes
- $7,270/yr 2% cap on assessed value $363,500
- PITIA (assumed)
- $3,039/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.63 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,260 sq ft
- Lot
- 16,553 sq ft
- Year built
- 1973
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22105040
- Listed
- Jun 8, 2026
- Days on market
- 117
- Listing agent
- Tonia Stubbs · House & Home Realty
3178994600 - Price history
- First asked $429,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.