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5score
$399,900
MLS
Street view736 Lincoln St
Indianapolis IN 46203 · Single Family · built 1935
3 bd2.5 ba2,120 sqft$189/sqft vs ZIP $168 +12%
0.48 lender DSCR (est.)
Rent covers the estimated payment 0.48× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,500/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$399,900List price
$1,500Rent estimate / mo
0.48Lender DSCR (est.)
$10,288Taxes / yr · county assessor
$168ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,500 |
| − Mortgage (P&I) | −$2,097 |
| − Taxes | −$857 |
| − Insurance | −$167 |
| = Cash flow before vacancy & repairs | $-1,621 |
The numbers
- Price
- $399,900
- $ / sq ft
- $189 ZIP median $168
- Rent estimate
- $1,500/mo ZIP + bedroom comps
- Property taxes
- $10,288/yr 2% cap on assessed value $514,400
- PITIA (assumed)
- $3,121/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.48 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,120 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1935
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22112625
- Listed
- Jul 8, 2026
- Days on market
- 87
- Listing agent
- Chris Ripperger · Ever Real Estate, LLC
7652478402 · chris.ripp@everrealestate.com - Price history
- First asked $399,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.