1 / 6
43score
↓ $5,000
$169,900
MLS
Street view737 Temperance Ave
Indianapolis IN 46203 · Single Family · built 1968
3 bd1 ba1,136 sqft$150/sqft vs ZIP $168 −11%
1.33 lender DSCR (est.)
Rent covers the estimated payment 1.33× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,500/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.3311% under ZIP $/sqftprice cut 3%
The underwriting
The numbers (estimates, illustrative)
$169,900List price
$1,500Rent estimate / mo
1.33Lender DSCR (est.)
$1,982Taxes / yr · county assessor
$168ZIP median $ / sqft
43/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,500 |
| − Mortgage (P&I) | −$891 |
| − Taxes | −$165 |
| − Insurance | −$71 |
| = Cash flow before vacancy & repairs | $373 |
The numbers
- Price
- $169,900
- $ / sq ft
- $150 ZIP median $168
- Rent estimate
- $1,500/mo ZIP + bedroom comps
- Property taxes
- $1,982/yr 2% cap on assessed value $99,100
- PITIA (assumed)
- $1,127/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.33 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 43/100 DSCR 1.33 · 11% under ZIP $/sqft · price cut 3%
The property
- Beds / baths
- 3 / 1
- Living area
- 1,136 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1968
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22100128
- Listed
- May 7, 2026
- Days on market
- 163
- Listing agent
- Nina Klemm · F.C. Tucker Company - Carmel
3178467751 · nina@ninaklemm.com - Price history
- First asked $174,900 · previously $174,900 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.