1 / 6
31score
↓ $8,000
$270,000
MLS
Street view7414 Sedgewick Way
Indianapolis IN 46256 · Single Family · built 1997
3 bd2.5 ba2,586 sqft$104/sqft vs ZIP $171 −39%
0.80 lender DSCR (est.)
Rent covers the estimated payment 0.80× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,566/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
39% under ZIP $/sqftprice cut 3%
The underwriting
The numbers (estimates, illustrative)
$270,000List price
$1,566Rent estimate / mo
0.80Lender DSCR (est.)
$4,772Taxes / yr · county assessor
$171ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,566 |
| − Mortgage (P&I) | −$1,416 |
| − Taxes | −$398 |
| − Insurance | −$113 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $-383 |
The numbers
- Price
- $270,000
- $ / sq ft
- $104 ZIP median $171
- Rent estimate
- $1,566/mo HUD fair-market rent
- Property taxes
- $4,772/yr 2% cap on assessed value $238,600
- PITIA (assumed)
- $1,949/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 0.80 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 39% under ZIP $/sqft · price cut 3%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,586 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22090969
- Listed
- Mar 26, 2026
- Days on market
- 205
- Listing agent
- Teresa Homan · MAINSTAY BROKERAGE LLC
6784773578 · teresa.homan@opendoor.com - Price history
- First asked $278,000 · previously $278,000 cut $8,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.