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19score
$499,900
MLS
Street view7649 Ockley Ln
Indianapolis IN 46259 · Single Family · built 2009
4 bd2.5 ba4,203 sqft$119/sqft vs ZIP $153 −22%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,983/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
22% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$499,900List price
$1,983Rent estimate / mo
0.55Lender DSCR (est.)
$9,038Taxes / yr · county assessor
$153ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,983 |
| − Mortgage (P&I) | −$2,622 |
| − Taxes | −$753 |
| − Insurance | −$208 |
| − HOA | −$46 |
| = Cash flow before vacancy & repairs | $-1,646 |
The numbers
- Price
- $499,900
- $ / sq ft
- $119 ZIP median $153
- Rent estimate
- $1,983/mo HUD fair-market rent
- Property taxes
- $9,038/yr 2% cap on assessed value $451,900
- PITIA (assumed)
- $3,629/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $46/mo
- Lender DSCR (est.)
- 0.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 22% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 4,203 sq ft
- Lot
- 12,197 sq ft
- Year built
- 2009
- Property type
- Single Family
- HOA
- $46/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131451
- Listed
- Oct 19, 2026
- Days on market
- 13
- Listing agent
- Justin Madren · @properties
3172039484 · justin@highlandhometeam.com - Price history
- First asked $499,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.