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22score
New
$285,000
MLS
Street view7652 Lindsay Dr
Indianapolis IN 46214 · Single Family · built 1967
4 bd2.5 ba2,582 sqft$110/sqft vs ZIP $138 −20%
0.88 lender DSCR (est.)
Rent covers the estimated payment 0.88× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,832/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
20% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,832Rent estimate / mo
0.88Lender DSCR (est.)
$5,550Taxes / yr · county assessor
$138ZIP median $ / sqft
22/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,832 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$463 |
| − Insurance | −$119 |
| = Cash flow before vacancy & repairs | $-244 |
The numbers
- Price
- $285,000
- $ / sq ft
- $110 ZIP median $138
- Rent estimate
- $1,832/mo HUD fair-market rent
- Property taxes
- $5,550/yr 2% cap on assessed value $277,500
- PITIA (assumed)
- $2,076/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 22/100 20% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,582 sq ft
- Lot
- 12,632 sq ft
- Year built
- 1967
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131583
- Listed
- Oct 15, 2026
- Days on market
- 3
- Listing agent
- Michelle Hammes · Keller Williams Indy Metro Ne
3176458026 · mhammes171@gmail.com - Price history
- First asked $285,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.