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20score
New↓ $20,900
$269,000
MLS
Street view7734 Winding Creek Dr
Indianapolis IN 46236 · Single Family · built 1992
3 bd2 ba1,466 sqft$183/sqft vs ZIP $163 +13%
0.76 lender DSCR (est.)
Rent covers the estimated payment 0.76× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,878/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 8%new this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$269,000List price
$1,878Rent estimate / mo
0.76Lender DSCR (est.)
$11,290Taxes / yr · county assessor
$163ZIP median $ / sqft
20/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,878 |
| − Mortgage (P&I) | −$1,411 |
| − Taxes | −$941 |
| − Insurance | −$112 |
| − HOA | −$20 |
| = Cash flow before vacancy & repairs | $-606 |
The numbers
- Price
- $269,000
- $ / sq ft
- $183 ZIP median $163
- Rent estimate
- $1,878/mo ZIP + bedroom comps
- Property taxes
- $11,290/yr 2% cap on assessed value $564,500
- PITIA (assumed)
- $2,484/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $20/mo
- Lender DSCR (est.)
- 0.76 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 20/100 price cut 8% · new this week · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,466 sq ft
- Lot
- 12,197 sq ft
- Year built
- 1992
- Property type
- Single Family
- HOA
- $20/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130419
- Listed
- Oct 15, 2026
- Days on market
- 3
- Listing agent
- Jocelyn Deal · eXp Realty, LLC
3177707784 · jocelyn@eliteiconteam.com - Price history
- First asked $289,900 · previously $279,900 cut $20,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.