1 / 6
10score
$275,000
MLS
Street view7819 Cardinal Cv N
Indianapolis IN 46256 · Single Family · built 1986
3 bd2.5 ba1,848 sqft$149/sqft vs ZIP $170 −12%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,577/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
12% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$275,000List price
$1,577Rent estimate / mo
0.85Lender DSCR (est.)
$3,300Taxes / yr · assumed 1.2%
$170ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,577 |
| − Mortgage (P&I) | −$1,442 |
| − Taxes | −$275 |
| − Insurance | −$115 |
| − HOA | −$28 |
| = Cash flow before vacancy & repairs | $-283 |
The numbers
- Price
- $275,000
- $ / sq ft
- $149 ZIP median $170
- Rent estimate
- $1,577/mo HUD fair-market rent
- Property taxes
- $3,300/yr assumed 1.2% of price
- PITIA (assumed)
- $1,860/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $28/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 12% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,848 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1986
- Property type
- Single Family
- HOA
- $28/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126323
- Listed
- Sep 15, 2026
- Days on market
- 17
- Listing agent
- Kurt Clements · Diverse Property Solutions Ind
3175783827 · kurt@diversepsi.com - Price history
- First asked $275,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.