1 / 6
16score
↓ $7,000
$235,000
MLS
Street view8048 Whitaker Valley Blvd
Indianapolis IN 46237 · Single Family · built 2001
3 bd2 ba1,260 sqft$187/sqft vs ZIP $151 +24%
1.06 lender DSCR (est.)
Rent covers the estimated payment 1.06× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,795/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 3%
The underwriting
The numbers (estimates, illustrative)
$235,000List price
$1,795Rent estimate / mo
1.06Lender DSCR (est.)
$4,052Taxes / yr · county assessor
$151ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,795 |
| − Mortgage (P&I) | −$1,232 |
| − Taxes | −$338 |
| − Insurance | −$98 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $104 |
The numbers
- Price
- $235,000
- $ / sq ft
- $187 ZIP median $151
- Rent estimate
- $1,795/mo ZIP + bedroom comps
- Property taxes
- $4,052/yr 2% cap on assessed value $202,600
- PITIA (assumed)
- $1,691/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 1.06 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 price cut 3%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,260 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118060
- Listed
- Aug 4, 2026
- Days on market
- 74
- Listing agent
- Thomas Prendergast · Carpenter Hills o' Brown, Nashville
3174962195 · nashville@callcarpenter.com - Price history
- First asked $242,000 · previously $242,000 cut $7,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.