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28score
$279,900
MLS
Street view8131 Sycamore Springs Trl
Indianapolis IN 46239 · Single Family · built 1962
4 bd2.5 ba2,250 sqft$124/sqft vs ZIP $148 −16%
1.12 lender DSCR (est.)
Rent covers the estimated payment 1.12× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,093/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
16% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$279,900List price
$2,093Rent estimate / mo
1.12Lender DSCR (est.)
$3,359Taxes / yr · assumed 1.2%
$148ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,093 |
| − Mortgage (P&I) | −$1,468 |
| − Taxes | −$280 |
| − Insurance | −$117 |
| = Cash flow before vacancy & repairs | $229 |
The numbers
- Price
- $279,900
- $ / sq ft
- $124 ZIP median $148
- Rent estimate
- $2,093/mo ZIP + bedroom comps
- Property taxes
- $3,359/yr assumed 1.2% of price
- PITIA (assumed)
- $1,864/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.12 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 16% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,250 sq ft
- Lot
- 17,860 sq ft
- Year built
- 1962
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22095546
- Listed
- Apr 17, 2026
- Days on market
- 182
- Listing agent
- Kenneth George · Cardinal Realty And Associates
3173747691 · homesbygeorge@hotmail.com - Price history
- First asked $279,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.