1 / 6
13score
↓ $14,900
$195,000
MLS
Street view814 E 48th St
Indianapolis IN 46205 · Single Family · built 1926
1 bd1 ba676 sqft$288/sqft vs ZIP $165 +75%
0.70 lender DSCR (est.)
Rent covers the estimated payment 0.70× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $899/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 8%registered rental
The underwriting
The numbers (estimates, illustrative)
$195,000List price
$899Rent estimate / mo
0.70Lender DSCR (est.)
$2,238Taxes / yr · county assessor
$165ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $899 |
| − Mortgage (P&I) | −$1,023 |
| − Taxes | −$187 |
| − Insurance | −$81 |
| = Cash flow before vacancy & repairs | $-391 |
The numbers
- Price
- $195,000
- $ / sq ft
- $288 ZIP median $165
- Rent estimate
- $899/mo ZIP + bedroom comps
- Property taxes
- $2,238/yr 2% cap on assessed value $111,900
- PITIA (assumed)
- $1,290/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.70 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 price cut 8% · registered rental
The property
- Beds / baths
- 1 / 1
- Living area
- 676 sq ft
- Lot
- 2,614 sq ft
- Year built
- 1926
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22097357
- Listed
- Apr 23, 2026
- Days on market
- 177
- Listing agent
- Nicholas Cannon · United Real Estate Indpls
3175649100 · nick22cannon@gmail.com - Price history
- First asked $209,900 · previously $209,900 cut $14,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.