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76score
New
$150,000
MLS
Street view8145 Whistlewood
Indianapolis IN 46239 · Single Family · built 2001
3 bd2 ba1,323 sqft$113/sqft vs ZIP $152 −25%
1.96 lender DSCR (est.)
Rent covers the estimated payment 1.96× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,960/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.9625% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$150,000List price
$1,960Rent estimate / mo
1.96Lender DSCR (est.)
$1,800Taxes / yr · assumed 1.2%
$152ZIP median $ / sqft
76/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,960 |
| − Mortgage (P&I) | −$787 |
| − Taxes | −$150 |
| − Insurance | −$63 |
| = Cash flow before vacancy & repairs | $961 |
The numbers
- Price
- $150,000
- $ / sq ft
- $113 ZIP median $152
- Rent estimate
- $1,960/mo ZIP + bedroom comps
- Property taxes
- $1,800/yr assumed 1.2% of price
- PITIA (assumed)
- $999/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.96 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 76/100 DSCR 1.96 · 25% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,323 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129338
- Listed
- Oct 1, 2026
- Days on market
- 2
- Listing agent
- Ryan Elijah Boyd · Trueblood Real Estate
3173628882 · ryan@truebloodre.com - Price history
- First asked $150,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.