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Street view of 819 E 49th St
1 / 6
8score
$449,900
MLS Street view
Search photos

819 E 49th St

Indianapolis IN 46205 · Single Family · built 1932
5 bd2.5 ba3,000 sqft$150/sqft vs ZIP $165 −9%
0.69 lender DSCR (est.)
Rent covers the estimated payment 0.69× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,026/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

9% under ZIP $/sqft
The underwriting

The numbers (estimates, illustrative)

$449,900List price
$2,026Rent estimate / mo
0.69Lender DSCR (est.)
$4,668Taxes / yr · county assessor
$165ZIP median $ / sqft
8/100Deal Score

Monthly picture (illustrative)

Rent est.$2,026
− Mortgage (P&I)−$2,359
− Taxes−$389
− Insurance−$187
= Cash flow before vacancy & repairs$-910

The numbers

Price
$449,900
$ / sq ft
$150 ZIP median $165
Rent estimate
$2,026/mo HUD fair-market rent
Property taxes
$4,668/yr 2% cap on assessed value $233,400
PITIA (assumed)
$2,936/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.69 rent ÷ PITIA · lender floor 1.20
Deal Score
8/100 9% under ZIP $/sqft

The property

Beds / baths
5 / 2.5
Living area
3,000 sq ft
Lot
2,178 sq ft
Year built
1932
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22111051
Listed
Jul 3, 2026
Days on market
92
Listing agent
Simona Baskin · Compass of Indiana, LLC
4632546024 · simona.lembas@gmail.com
Price history
First asked $449,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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