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0score
New Construction
$462,516
MLS
Street view8197 Harper Estates Dr
Avon IN 46123 · Single Family · built 2026
5 bd3 ba2,600 sqft$178/sqft vs ZIP $174 +2%
0.75 lender DSCR (est.)
Rent covers the estimated payment 0.75× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,378/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$462,516List price
$2,378Rent estimate / mo
0.75Lender DSCR (est.)
$5,550Taxes / yr · assumed 1.2%
$174ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,378 |
| − Mortgage (P&I) | −$2,425 |
| − Taxes | −$463 |
| − Insurance | −$193 |
| − HOA | −$100 |
| = Cash flow before vacancy & repairs | $-803 |
The numbers
- Price
- $462,516
- $ / sq ft
- $178 ZIP median $174
- Rent estimate
- $2,378/mo HUD fair-market rent
- Property taxes
- $5,550/yr assumed 1.2% of price
- PITIA (assumed)
- $3,181/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $100/mo
- Lender DSCR (est.)
- 0.75 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 3
- Living area
- 2,600 sq ft
- Lot
- 11,326 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $100/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22132860
- Listed
- Oct 22, 2026
- Days on market
- 12
- Listing agent
- Frances Williams · DRH Realty of Indiana, LLC
3177977036 · francesw@arborhomesllc.com - Price history
- First asked $462,516
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.