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0score
$319,900
MLS
Street view8219 Castle Ridge Ln
Indianapolis IN 46256 · Single Family · built 1985
3 bd2.5 ba1,855 sqft$172/sqft vs ZIP $170 +1%
0.67 lender DSCR (est.)
Rent covers the estimated payment 0.67× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,533/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$319,900List price
$1,533Rent estimate / mo
0.67Lender DSCR (est.)
$5,584Taxes / yr · county assessor
$170ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,533 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$465 |
| − Insurance | −$133 |
| = Cash flow before vacancy & repairs | $-743 |
The numbers
- Price
- $319,900
- $ / sq ft
- $172 ZIP median $170
- Rent estimate
- $1,533/mo HUD fair-market rent
- Property taxes
- $5,584/yr 2% cap on assessed value $279,200
- PITIA (assumed)
- $2,276/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.67 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,855 sq ft
- Lot
- 12,197 sq ft
- Year built
- 1985
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126547
- Listed
- Sep 24, 2026
- Days on market
- 38
- Listing agent
- Lori Stridde · Match House Realty Group LLC
8032956516 · georganna88@gmail.com - Price history
- First asked $319,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.