Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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18score
↓ $15,900
$429,000
MLS
Street view823 Rose Garden Way
Westfield IN 46074 · Single Family · built 2024
3 bd2.5 ba2,342 sqft$183/sqft vs ZIP $210 −13%
0.70 lender DSCR (est.)
Rent covers the estimated payment 0.70× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
13% under ZIP $/sqftprice cut 4%
The underwriting
The numbers (estimates, illustrative)
$429,000List price
$2,219Rent estimate / mo
0.70Lender DSCR (est.)
$8,294Taxes / yr · county assessor
$210ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$2,250 |
| − Taxes | −$691 |
| − Insurance | −$179 |
| − HOA | −$55 |
| = Cash flow before vacancy & repairs | $-956 |
The numbers
- Price
- $429,000
- $ / sq ft
- $183 ZIP median $210
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $8,294/yr 2% cap on assessed value $414,700
- PITIA (assumed)
- $3,175/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $55/mo
- Lender DSCR (est.)
- 0.70 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 13% under ZIP $/sqft · price cut 4%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,342 sq ft
- Lot
- 3,049 sq ft
- Year built
- 2024
- Property type
- Single Family
- HOA
- $55/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118935
- Listed
- Aug 10, 2026
- Days on market
- 56
- Listing agent
- Harry Haines · KC Ayer Real ESttate, Inc.
3176121047 · khaines14@hotmail.com - Price history
- First asked $444,900 · previously $444,900 cut $15,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.