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4score
$259,900
MLS
Street view8233 Crackling Ln
Indianapolis IN 46259 · Single Family · built 2005
3 bd2 ba1,814 sqft$143/sqft vs ZIP $151 −5%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,675/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$259,900List price
$1,675Rent estimate / mo
0.87Lender DSCR (est.)
$5,114Taxes / yr · county assessor
$151ZIP median $ / sqft
4/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,675 |
| − Mortgage (P&I) | −$1,363 |
| − Taxes | −$426 |
| − Insurance | −$108 |
| − HOA | −$17 |
| = Cash flow before vacancy & repairs | $-239 |
The numbers
- Price
- $259,900
- $ / sq ft
- $143 ZIP median $151
- Rent estimate
- $1,675/mo HUD fair-market rent
- Property taxes
- $5,114/yr 2% cap on assessed value $255,700
- PITIA (assumed)
- $1,914/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $17/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 4/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,814 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- $17/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122920
- Listed
- Sep 10, 2026
- Days on market
- 22
- Listing agent
- Jeannie Grant · Highgarden Real Estate
3177825259 · jgrant@highgarden.com - Price history
- First asked $259,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.