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18score
$489,900
MLS
Street view827 N Park Trail Dr
Carmel IN 46032 · Townhouse · built 2007
4 bd3.5 ba2,698 sqft$182/sqft vs ZIP $233 −22%
0.74 lender DSCR (est.)
Rent covers the estimated payment 0.74× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,670/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
22% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$489,900List price
$2,670Rent estimate / mo
0.74Lender DSCR (est.)
$5,879Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,670 |
| − Mortgage (P&I) | −$2,569 |
| − Taxes | −$490 |
| − Insurance | −$204 |
| − HOA | −$361 |
| = Cash flow before vacancy & repairs | $-954 |
The numbers
- Price
- $489,900
- $ / sq ft
- $182 ZIP median $233
- Rent estimate
- $2,670/mo HUD fair-market rent
- Property taxes
- $5,879/yr assumed 1.2% of price
- PITIA (assumed)
- $3,624/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $361/mo
- Lender DSCR (est.)
- 0.74 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 22% under ZIP $/sqft
The property
- Beds / baths
- 4 / 3.5
- Living area
- 2,698 sq ft
- Lot
- 26,136 sq ft
- Year built
- 2007
- Property type
- Townhouse
- HOA
- $361/mo
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22129897
- Listed
- Oct 16, 2026
- Days on market
- 17
- Listing agent
- Matt Kressley · F.C. Tucker Company - Keystone at the Crossing
3172596000 · mjkressl@talktotucker.com - Price history
- First asked $489,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.