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13score
$395,000
MLS
Street view8313 Andrusia Ln
Indianapolis IN 46237 · Single Family · built 2002
4 bd3 ba3,038 sqft$130/sqft vs ZIP $153 −15%
0.71 lender DSCR (est.)
Rent covers the estimated payment 0.71× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,040/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$395,000List price
$2,040Rent estimate / mo
0.71Lender DSCR (est.)
$7,020Taxes / yr · county assessor
$153ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,040 |
| − Mortgage (P&I) | −$2,071 |
| − Taxes | −$585 |
| − Insurance | −$165 |
| − HOA | −$38 |
| = Cash flow before vacancy & repairs | $-819 |
The numbers
- Price
- $395,000
- $ / sq ft
- $130 ZIP median $153
- Rent estimate
- $2,040/mo ZIP + bedroom comps
- Property taxes
- $7,020/yr 2% cap on assessed value $351,000
- PITIA (assumed)
- $2,859/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $38/mo
- Lender DSCR (est.)
- 0.71 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 15% under ZIP $/sqft
The property
- Beds / baths
- 4 / 3
- Living area
- 3,038 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $38/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131692
- Listed
- Oct 19, 2026
- Days on market
- 13
- Listing agent
- David Brenton · DAVID BRENTON'S TEAM
3178827210 · david@thebrentonteam.com - Price history
- First asked $395,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.