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25score
$145,000
MLS
Street view854-856 N Bradley Ave
Indianapolis IN 46201 · Multi-Family · built 1931
2 bd2 ba
1.28 lender DSCR (est.)
Rent covers the estimated payment 1.28× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,240/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.28
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$1,240Rent estimate / mo
1.28Lender DSCR (est.)
$1,740Taxes / yr · assumed 1.2%
$140ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,240 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$145 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $274 |
The numbers
- Price
- $145,000
- $ / sq ft
- —
- Rent estimate
- $1,240/mo ZIP + bedroom comps
- Property taxes
- $1,740/yr assumed 1.2% of price
- PITIA (assumed)
- $966/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.28 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 DSCR 1.28
The property
- Beds / baths
- 2 / 2
- Living area
- —
- Lot
- 5,227 sq ft
- Year built
- 1931
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124968
- Listed
- Sep 8, 2026
- Days on market
- 24
- Listing agent
- Maxwell Richter · Wilmoth Group
3178423400 · maxr@wilmothgroup.com - Price history
- First asked $145,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.