Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
10score
↓ $15,000
$564,900
MLS
Street view8627 Bay Pointe Cir
Indianapolis IN 46236 · Single Family · built 1993
4 bd2.5 ba3,205 sqft$176/sqft vs ZIP $163 +8%
0.50 lender DSCR (est.)
Rent covers the estimated payment 0.50× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,145/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 3%below assessed value
The underwriting
The numbers (estimates, illustrative)
$564,900List price
$2,145Rent estimate / mo
0.50Lender DSCR (est.)
$12,158Taxes / yr · county assessor
$163ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,145 |
| − Mortgage (P&I) | −$2,962 |
| − Taxes | −$1,013 |
| − Insurance | −$235 |
| − HOA | −$44 |
| = Cash flow before vacancy & repairs | $-2,110 |
The numbers
- Price
- $564,900
- $ / sq ft
- $176 ZIP median $163
- Rent estimate
- $2,145/mo ZIP + bedroom comps
- Property taxes
- $12,158/yr 2% cap on assessed value $607,900
- PITIA (assumed)
- $4,255/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $44/mo
- Lender DSCR (est.)
- 0.50 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 3% · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,205 sq ft
- Lot
- 27,878 sq ft
- Year built
- 1993
- Property type
- Single Family
- HOA
- $44/mo
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22116748
- Listed
- Jul 30, 2026
- Days on market
- 65
- Listing agent
- James Bradley · Century 21 Bradley Realty Inc
2603991177 · james.bradley@century21bradley.com - Price history
- First asked $579,900 · previously $579,900 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.