1 / 6
12score
↓ $10,000
$285,000
MLS
Street view8630 Twain Ln
Indianapolis IN 46239 · Single Family · built 2018
2 bd2 ba1,852 sqft$154/sqft vs ZIP $148 +4%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,445/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 4%below assessed value
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,445Rent estimate / mo
0.66Lender DSCR (est.)
$5,880Taxes / yr · county assessor
$148ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,445 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$490 |
| − Insurance | −$119 |
| − HOA | −$95 |
| = Cash flow before vacancy & repairs | $-753 |
The numbers
- Price
- $285,000
- $ / sq ft
- $154 ZIP median $148
- Rent estimate
- $1,445/mo HUD fair-market rent
- Property taxes
- $5,880/yr 2% cap on assessed value $294,000
- PITIA (assumed)
- $2,198/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $95/mo
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 price cut 4% · below assessed value
The property
- Beds / baths
- 2 / 2
- Living area
- 1,852 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- $95/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120119
- Listed
- Aug 13, 2026
- Days on market
- 65
- Listing agent
- Daniel Aud · Keller Williams Indy Metro S
3174089529 · danielaud@kw.com - Price history
- First asked $295,000 · previously $290,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.