Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
NewNew Construction
$818,377
Triad
Street view866 Ridgewood Ave
Westfield IN 46074 · Single Family · built 2026
3 bd3 ba2,961 sqft$276/sqft vs ZIP $210 +32%
0.41 lender DSCR (est.)
Rent covers the estimated payment 0.41× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$818,377List price
$2,219Rent estimate / mo
0.41Lender DSCR (est.)
$9,821Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$4,292 |
| − Taxes | −$818 |
| − Insurance | −$341 |
| = Cash flow before vacancy & repairs | $-3,232 |
The numbers
- Price
- $818,377
- $ / sq ft
- $276 ZIP median $210
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $9,821/yr assumed 1.2% of price
- PITIA (assumed)
- $5,451/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.41 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 3
- Living area
- 2,961 sq ft
- Lot
- 0.19 acres
- Year built
- 2026
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- —
- Listed
- Sep 30, 2026
- Days on market
- 49 relisted — counted from when we first saw it
- Listing agent
- Not on the feed — use the official listing link
- Price history
- First asked $818,377 · previously $816,810
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.