1 / 6
5score
$284,900
MLS
Street view8904 Twain Ln
Indianapolis IN 46239 · Single Family · built 2023
3 bd2 ba1,789 sqft$159/sqft vs ZIP $148 +8%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,883/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$284,900List price
$1,883Rent estimate / mo
0.85Lender DSCR (est.)
$6,084Taxes / yr · county assessor
$148ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,883 |
| − Mortgage (P&I) | −$1,494 |
| − Taxes | −$507 |
| − Insurance | −$119 |
| − HOA | −$90 |
| = Cash flow before vacancy & repairs | $-327 |
The numbers
- Price
- $284,900
- $ / sq ft
- $159 ZIP median $148
- Rent estimate
- $1,883/mo ZIP + bedroom comps
- Property taxes
- $6,084/yr 2% cap on assessed value $304,200
- PITIA (assumed)
- $2,210/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $90/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,789 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2023
- Property type
- Single Family
- HOA
- $90/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118548
- Listed
- Aug 6, 2026
- Days on market
- 72
- Listing agent
- Tom Johnson · F.C. Tucker Company - South
3178883311 · tom.johnson@talktotucker.com - Price history
- First asked $284,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.