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5score
New
$399,500
MLS
Street view895 Padre Ln
Greenwood IN 46143 · Single Family · built 1986
3 bd2.5 ba1,968 sqft$203/sqft vs ZIP $161 +26%
0.73 lender DSCR (est.)
Rent covers the estimated payment 0.73× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,967/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$399,500List price
$1,967Rent estimate / mo
0.73Lender DSCR (est.)
$4,794Taxes / yr · assumed 1.2%
$161ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,967 |
| − Mortgage (P&I) | −$2,095 |
| − Taxes | −$400 |
| − Insurance | −$166 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $-717 |
The numbers
- Price
- $399,500
- $ / sq ft
- $203 ZIP median $161
- Rent estimate
- $1,967/mo HUD fair-market rent
- Property taxes
- $4,794/yr assumed 1.2% of price
- PITIA (assumed)
- $2,684/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 0.73 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 new this week
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,968 sq ft
- Lot
- 22,216 sq ft
- Year built
- 1986
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 21989106
- Listed
- Oct 1, 2026
- Days on market
- 4
- Listing agent
- Lavonne Borges · Rick Borges Real Estate Ser
8125225847 · lahomes@hotmail.com - Price history
- First asked $399,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.