1 / 6
23score
↓ $12,000
$192,000
MLS
Street view9036 E Raymond St
Indianapolis IN 46239 · Single Family · built 1977
2 bd1 ba1,008 sqft$190/sqft vs ZIP $148 +29%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,445/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 6%
The underwriting
The numbers (estimates, illustrative)
$192,000List price
$1,445Rent estimate / mo
1.10Lender DSCR (est.)
$2,792Taxes / yr · county assessor
$148ZIP median $ / sqft
23/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,445 |
| − Mortgage (P&I) | −$1,007 |
| − Taxes | −$233 |
| − Insurance | −$80 |
| = Cash flow before vacancy & repairs | $125 |
The numbers
- Price
- $192,000
- $ / sq ft
- $190 ZIP median $148
- Rent estimate
- $1,445/mo HUD fair-market rent
- Property taxes
- $2,792/yr 2% cap on assessed value $139,600
- PITIA (assumed)
- $1,320/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 23/100 price cut 6%
The property
- Beds / baths
- 2 / 1
- Living area
- 1,008 sq ft
- Lot
- 16,988 sq ft
- Year built
- 1977
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22111274
- Listed
- Jul 2, 2026
- Days on market
- 107
- Listing agent
- Robert Morris · Top Choice Real Estate, LLC
3176250655 · bob@topchoicere.com - Price history
- First asked $204,000 · previously $204,000 cut $12,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.