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20score
$285,000
MLS
Street view9118 Cardinal Flower Ct
Indianapolis IN 46231 · Single Family · built 2003
3 bd2.5 ba2,434 sqft$117/sqft vs ZIP $144 −19%
0.79 lender DSCR (est.)
Rent covers the estimated payment 0.79× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,710Rent estimate / mo
0.79Lender DSCR (est.)
$6,236Taxes / yr · county assessor
$144ZIP median $ / sqft
20/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$520 |
| − Insurance | −$119 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $-448 |
The numbers
- Price
- $285,000
- $ / sq ft
- $117 ZIP median $144
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $6,236/yr 2% cap on assessed value $311,800
- PITIA (assumed)
- $2,158/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 0.79 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 20/100 18% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,434 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132016
- Listed
- Oct 17, 2026
- Days on market
- 14
- Listing agent
- Charles Jones · Chaz Realty Group Of Indiana
3178001948 · chazfjones@yahoo.com - Price history
- First asked $285,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.