Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
10score
↓ $25,100
$399,900
MLS
Street view919 Prospect St
Indianapolis IN 46203 · Multi-Family · built 1890
4 bd3 ba2,004 sqft$200/sqft vs ZIP $168 +19%
0.79 lender DSCR (est.)
Rent covers the estimated payment 0.79× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,095/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 6%
The underwriting
The numbers (estimates, illustrative)
$399,900List price
$2,095Rent estimate / mo
0.79Lender DSCR (est.)
$4,799Taxes / yr · assumed 1.2%
$168ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,095 |
| − Mortgage (P&I) | −$2,097 |
| − Taxes | −$400 |
| − Insurance | −$167 |
| = Cash flow before vacancy & repairs | $-569 |
The numbers
- Price
- $399,900
- $ / sq ft
- $200 ZIP median $168
- Rent estimate
- $2,095/mo ZIP + bedroom comps
- Property taxes
- $4,799/yr assumed 1.2% of price
- PITIA (assumed)
- $2,664/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.79 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 6%
The property
- Beds / baths
- 4 / 3
- Living area
- 2,004 sq ft
- Lot
- 3,049 sq ft
- Year built
- 1890
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119021
- Listed
- Aug 7, 2026
- Days on market
- 57
- Listing agent
- Rachel Patterson · CENTURY 21 Scheetz
3178812100 · rachel@thepattersoncollective.com - Price history
- First asked $425,000 · previously $425,000 cut $25,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.