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28score
↓ $5,100
$219,900
MLS
Street view9223 Golden Oaks E
Indianapolis IN 46260 · Single Family · built 1986
3 bd2.5 ba1,633 sqft$135/sqft vs ZIP $172 −22%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,630/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
21% under ZIP $/sqftprice cut 2%below assessed value
The underwriting
The numbers (estimates, illustrative)
$219,900List price
$1,630Rent estimate / mo
0.82Lender DSCR (est.)
$5,036Taxes / yr · county assessor
$172ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,630 |
| − Mortgage (P&I) | −$1,153 |
| − Taxes | −$420 |
| − Insurance | −$92 |
| − HOA | −$330 |
| = Cash flow before vacancy & repairs | $-364 |
The numbers
- Price
- $219,900
- $ / sq ft
- $135 ZIP median $172
- Rent estimate
- $1,630/mo HUD fair-market rent
- Property taxes
- $5,036/yr 2% cap on assessed value $251,800
- PITIA (assumed)
- $1,994/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $330/mo
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 21% under ZIP $/sqft · price cut 2% · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,633 sq ft
- Lot
- 7,841 sq ft
- Year built
- 1986
- Property type
- Single Family
- HOA
- $330/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22110366
- Listed
- Jun 30, 2026
- Days on market
- 109
- Listing agent
- Bif Ward · F.C. Tucker Company
3175807871 · bif@talktotucker.com - Price history
- First asked $225,000 · previously $225,000 cut $5,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.