1 / 6
56score
New
$174,900
MLS
Street view925 Cottage Ave
Indianapolis IN 46203 · Single Family · built 1890
3 bd3 ba1,666 sqft$105/sqft vs ZIP $168 −38%
1.30 lender DSCR (est.)
Rent covers the estimated payment 1.30× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,513/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.3038% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$174,900List price
$1,513Rent estimate / mo
1.30Lender DSCR (est.)
$2,096Taxes / yr · county assessor
$168ZIP median $ / sqft
56/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,513 |
| − Mortgage (P&I) | −$917 |
| − Taxes | −$175 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $348 |
The numbers
- Price
- $174,900
- $ / sq ft
- $105 ZIP median $168
- Rent estimate
- $1,513/mo ZIP + bedroom comps
- Property taxes
- $2,096/yr 2% cap on assessed value $104,800
- PITIA (assumed)
- $1,165/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.30 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 56/100 DSCR 1.30 · 38% under ZIP $/sqft · new this week
The property
- Beds / baths
- 3 / 3
- Living area
- 1,666 sq ft
- Lot
- 4,356 sq ft
- Year built
- 1890
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128275
- Listed
- Sep 26, 2026
- Days on market
- 6
- Listing agent
- Mick Scheetz · Century 21 Scheetz
3178445111 · mscheetz@c21scheetz.com - Price history
- First asked $174,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.