1 / 6
2score
$1,100,000
MLS
Street view927 Racetime Rd
Westfield IN 46074 · Single Family · built 2013
5 bd4.5 ba5,396 sqft$204/sqft vs ZIP $210 −3%
0.37 lender DSCR (est.)
Rent covers the estimated payment 0.37× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,100,000List price
$2,724Rent estimate / mo
0.37Lender DSCR (est.)
$13,200Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,724 |
| − Mortgage (P&I) | −$5,769 |
| − Taxes | −$1,100 |
| − Insurance | −$458 |
| = Cash flow before vacancy & repairs | $-4,603 |
The numbers
- Price
- $1,100,000
- $ / sq ft
- $204 ZIP median $210
- Rent estimate
- $2,724/mo HUD fair-market rent
- Property taxes
- $13,200/yr assumed 1.2% of price
- PITIA (assumed)
- $7,327/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.37 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 5 / 4.5
- Living area
- 5,396 sq ft
- Lot
- 23,522 sq ft
- Year built
- 2013
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126557
- Listed
- Sep 22, 2026
- Days on market
- 13
- Listing agent
- Jeanne Hutcherson · Century 21 Scheetz
3178445111 · jhutcherson@c21scheetz.com - Price history
- First asked $1,100,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.