1 / 6
12score
$230,000
MLS
Street view9303 Golden Oaks W
Indianapolis IN 46260 · Single Family · built 1984
2 bd2.5 ba1,464 sqft$157/sqft vs ZIP $171 −8%
0.62 lender DSCR (est.)
Rent covers the estimated payment 0.62× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,268/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
8% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$230,000List price
$1,268Rent estimate / mo
0.62Lender DSCR (est.)
$4,840Taxes / yr · county assessor
$171ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,268 |
| − Mortgage (P&I) | −$1,206 |
| − Taxes | −$403 |
| − Insurance | −$96 |
| − HOA | −$330 |
| = Cash flow before vacancy & repairs | $-767 |
The numbers
- Price
- $230,000
- $ / sq ft
- $157 ZIP median $171
- Rent estimate
- $1,268/mo HUD fair-market rent
- Property taxes
- $4,840/yr 2% cap on assessed value $242,000
- PITIA (assumed)
- $2,035/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $330/mo
- Lender DSCR (est.)
- 0.62 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 8% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 2 / 2.5
- Living area
- 1,464 sq ft
- Lot
- 4,356 sq ft
- Year built
- 1984
- Property type
- Single Family
- HOA
- $330/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126289
- Listed
- Sep 18, 2026
- Days on market
- 12
- Listing agent
- Cathy Rasmussen · Century 21 Scheetz
3178445111 · crasmussen@c21scheetz.com - Price history
- First asked $230,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.