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19score
New
$230,000
MLS
Street view9442 Gemini Dr
Indianapolis IN 46229 · Single Family · built 1968
3 bd1.5 ba1,420 sqft$162/sqft vs ZIP $139 +17%
1.11 lender DSCR (est.)
Rent covers the estimated payment 1.11× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,735/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$230,000List price
$1,735Rent estimate / mo
1.11Lender DSCR (est.)
$3,080Taxes / yr · county assessor
$139ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,735 |
| − Mortgage (P&I) | −$1,206 |
| − Taxes | −$257 |
| − Insurance | −$96 |
| = Cash flow before vacancy & repairs | $176 |
The numbers
- Price
- $230,000
- $ / sq ft
- $162 ZIP median $139
- Rent estimate
- $1,735/mo ZIP + bedroom comps
- Property taxes
- $3,080/yr 2% cap on assessed value $154,000
- PITIA (assumed)
- $1,559/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.11 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 new this week
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,420 sq ft
- Lot
- 9,148 sq ft
- Year built
- 1968
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133327
- Listed
- Oct 29, 2026
- Days on market
- 3
- Listing agent
- Deanna Bauer · Libertad Real Estate Co., Llc
3174308428 · dauer1076@hotmail.com - Price history
- First asked $230,000 · previously $220,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.