1 / 6
10score
$1,350,000
MLS
Street view9710 Towne Rd
Carmel IN 46032 · Single Family · built 2004
5 bd6 ba6,603 sqft$204/sqft vs ZIP $233 −12%
0.31 lender DSCR (est.)
Rent covers the estimated payment 0.31× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,748/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
12% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$1,350,000List price
$2,748Rent estimate / mo
0.31Lender DSCR (est.)
$16,200Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,748 |
| − Mortgage (P&I) | −$7,080 |
| − Taxes | −$1,350 |
| − Insurance | −$563 |
| = Cash flow before vacancy & repairs | $-6,244 |
The numbers
- Price
- $1,350,000
- $ / sq ft
- $204 ZIP median $233
- Rent estimate
- $2,748/mo HUD fair-market rent
- Property taxes
- $16,200/yr assumed 1.2% of price
- PITIA (assumed)
- $8,992/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.31 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 12% under ZIP $/sqft
The property
- Beds / baths
- 5 / 6
- Living area
- 6,603 sq ft
- Lot
- 29,185 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22121547
- Listed
- Sep 4, 2026
- Days on market
- 31
- Listing agent
- Lisa Antonacci · Compass of Indiana, LLC
3178466300 · jay.rose@compass.com - Price history
- First asked $1,350,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.