1 / 6
0score
$499,000
MLS
Street view9725 E 46th St
Indianapolis IN 46235 · Single Family · built 1930
2 bd1 ba2,008 sqft$249/sqft vs ZIP $141 +76%
0.34 lender DSCR (est.)
Rent covers the estimated payment 0.34× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,065/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$499,000List price
$1,065Rent estimate / mo
0.34Lender DSCR (est.)
$3,318Taxes / yr · county assessor
$141ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,065 |
| − Mortgage (P&I) | −$2,617 |
| − Taxes | −$277 |
| − Insurance | −$208 |
| = Cash flow before vacancy & repairs | $-2,036 |
The numbers
- Price
- $499,000
- $ / sq ft
- $249 ZIP median $141
- Rent estimate
- $1,065/mo HUD fair-market rent
- Property taxes
- $3,318/yr 2% cap on assessed value $165,900
- PITIA (assumed)
- $3,101/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.34 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 2 / 1
- Living area
- 2,008 sq ft
- Lot
- 174,240 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22123884
- Listed
- Sep 16, 2026
- Days on market
- 17
- Listing agent
- Patti Parsons · Keller Williams Indpls Metro N
3176797308 · pattiparsons@kw.com - Price history
- First asked $499,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.