1 / 6
0score
$425,000
MLS
Street view974 Woodruff Place East Dr
Indianapolis IN 46201 · Single Family · built 1940
4 bd2 ba2,576 sqft$165/sqft vs ZIP $140 +18%
0.61 lender DSCR (est.)
Rent covers the estimated payment 0.61× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,738/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$425,000List price
$1,738Rent estimate / mo
0.61Lender DSCR (est.)
$5,100Taxes / yr · assumed 1.2%
$140ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,738 |
| − Mortgage (P&I) | −$2,229 |
| − Taxes | −$425 |
| − Insurance | −$177 |
| = Cash flow before vacancy & repairs | $-1,093 |
The numbers
- Price
- $425,000
- $ / sq ft
- $165 ZIP median $140
- Rent estimate
- $1,738/mo ZIP + bedroom comps
- Property taxes
- $5,100/yr assumed 1.2% of price
- PITIA (assumed)
- $2,831/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2
- Living area
- 2,576 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1940
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126806
- Listed
- Sep 24, 2026
- Days on market
- 9
- Listing agent
- Brenda Tinsley · Highgarden Real Estate
3177972025 · btinsley@highgarden.com - Price history
- First asked $425,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.