Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
$449,900
MLS
Street view977 W 26th St
Indianapolis IN 46208 · Single Family · built 1910
3 bd2 ba1,901 sqft$237/sqft vs ZIP $126 +88%
0.48 lender DSCR (est.)
Rent covers the estimated payment 0.48× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,350/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$449,900List price
$1,350Rent estimate / mo
0.48Lender DSCR (est.)
$3,224Taxes / yr · county assessor
$126ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,350 |
| − Mortgage (P&I) | −$2,359 |
| − Taxes | −$269 |
| − Insurance | −$187 |
| = Cash flow before vacancy & repairs | $-1,465 |
The numbers
- Price
- $449,900
- $ / sq ft
- $237 ZIP median $126
- Rent estimate
- $1,350/mo ZIP + bedroom comps
- Property taxes
- $3,224/yr 2% cap on assessed value $161,200
- PITIA (assumed)
- $2,815/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.48 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,901 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22068020
- Listed
- May 8, 2026
- Days on market
- 148
- Listing agent
- Henry Sarmiento Interiano · F.C. Tucker Company
3173746067 · geovanysarmiento@icloud.com - Price history
- First asked $449,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.