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21score
$275,000
MLS
Street view9772 Herons Cv
Carmel IN 46280 · Condo · built 2002
2 bd2 ba1,564 sqft$176/sqft vs ZIP $237 −26%
0.79 lender DSCR (est.)
Rent covers the estimated payment 0.79× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,772/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
26% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$275,000List price
$1,772Rent estimate / mo
0.79Lender DSCR (est.)
$3,300Taxes / yr · assumed 1.2%
$237ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,772 |
| − Mortgage (P&I) | −$1,442 |
| − Taxes | −$275 |
| − Insurance | −$115 |
| − HOA | −$423 |
| = Cash flow before vacancy & repairs | $-483 |
The numbers
- Price
- $275,000
- $ / sq ft
- $176 ZIP median $237
- Rent estimate
- $1,772/mo HUD fair-market rent
- Property taxes
- $3,300/yr assumed 1.2% of price
- PITIA (assumed)
- $2,255/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $423/mo
- Lender DSCR (est.)
- 0.79 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 26% under ZIP $/sqft
The property
- Beds / baths
- 2 / 2
- Living area
- 1,564 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2002
- Property type
- Condo
- HOA
- $423/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22122334
- Listed
- Sep 10, 2026
- Days on market
- 25
- Listing agent
- Nicole Peters · CENTURY 21 Scheetz
3173391900 · npeters@c21scheetz.com - Price history
- First asked $275,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.