1 / 6
25score
New
$499,000
MLS
Street view9855 Deep Royal Way
Indianapolis IN 46239 · Single Family · built 2019
5 bd4 ba4,134 sqft$121/sqft vs ZIP $147 −18%
0.61 lender DSCR (est.)
Rent covers the estimated payment 0.61× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,236/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$499,000List price
$2,236Rent estimate / mo
0.61Lender DSCR (est.)
$10,130Taxes / yr · county assessor
$147ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,236 |
| − Mortgage (P&I) | −$2,617 |
| − Taxes | −$844 |
| − Insurance | −$208 |
| = Cash flow before vacancy & repairs | $-1,433 |
The numbers
- Price
- $499,000
- $ / sq ft
- $121 ZIP median $147
- Rent estimate
- $2,236/mo HUD fair-market rent
- Property taxes
- $10,130/yr 2% cap on assessed value $506,500
- PITIA (assumed)
- $3,669/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 18% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 5 / 4
- Living area
- 4,134 sq ft
- Lot
- 7,841 sq ft
- Year built
- 2019
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133771
- Listed
- Oct 29, 2026
- Days on market
- 4
- Listing agent
- Mark Gill · Berkshire Hathaway HomeServices Indiana Realty
3177160137 · mark.gill@hallmarkres.com - Price history
- First asked $499,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.