Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 9875 Gallop Ln
1 / 6
16score
↓ $14,100
$474,900
MLS Street view
Search photos

9875 Gallop Ln

Fishers IN 46040 · Single Family · built 2018
4 bd2.5 ba2,866 sqft$166/sqft vs ZIP $190 −13%
0.59 lender DSCR (est.)
Rent covers the estimated payment 0.59× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,058/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

13% under ZIP $/sqftprice cut 3%
The underwriting

The numbers (estimates, illustrative)

$474,900List price
$2,058Rent estimate / mo
0.59Lender DSCR (est.)
$8,644Taxes / yr · county assessor
$190ZIP median $ / sqft
16/100Deal Score

Monthly picture (illustrative)

Rent est.$2,058
− Mortgage (P&I)−$2,490
− Taxes−$720
− Insurance−$198
− HOA−$82
= Cash flow before vacancy & repairs$-1,433

The numbers

Price
$474,900
$ / sq ft
$166 ZIP median $190
Rent estimate
$2,058/mo HUD fair-market rent
Property taxes
$8,644/yr 2% cap on assessed value $432,200
PITIA (assumed)
$3,491/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $82/mo
Lender DSCR (est.)
0.59 rent ÷ PITIA · lender floor 1.20
Deal Score
16/100 13% under ZIP $/sqft · price cut 3%

The property

Beds / baths
4 / 2.5
Living area
2,866 sq ft
Lot
11,761 sq ft
Year built
2018
Property type
Single Family
HOA
$82/mo
Flood zone
X
Registered rental
No

The listing

Source
Standard
MLS #
22117038
Listed
Jul 31, 2026
Days on market
66
Listing agent
Chris Schulhof · RE/MAX Realty Services
3178424747 · chris@indyplace.com
Price history
First asked $489,000 · previously $489,000 cut $14,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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