Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 9896 Baneberry Ln
1 / 6
0score
New Construction
$526,390
MLS Street view
Search photos

9896 Baneberry Ln

Carmel IN 46290 · Single Family · built 2026
3 bd2.5 ba2,248 sqft$234/sqft vs ZIP $235 −0%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · low confidence
How we compute this

Rent est. $2,026/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.

The underwriting

The numbers (estimates, illustrative)

$526,390List price
$2,026Rent estimate / mo
0.55Lender DSCR (est.)
$6,317Taxes / yr · assumed 1.2%
$235ZIP median $ / sqft
0/100Deal Score

Monthly picture (illustrative)

Rent est.$2,026
− Mortgage (P&I)−$2,760
− Taxes−$526
− Insurance−$219
− HOA−$165
= Cash flow before vacancy & repairs$-1,645

The numbers

Price
$526,390
$ / sq ft
$234 ZIP median $235
Rent estimate
$2,026/mo HUD fair-market rent
Property taxes
$6,317/yr assumed 1.2% of price
PITIA (assumed)
$3,671/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $165/mo
Lender DSCR (est.)
0.55 rent ÷ PITIA · lender floor 1.20
Deal Score
0/100

The property

Beds / baths
3 / 2.5
Living area
2,248 sq ft
Lot
1,307 sq ft
Year built
2026
Property type
Single Family
HOA
$165/mo
Flood zone
X
Registered rental
No

The listing

Source
New Construction
MLS #
22106740
Listed
Jun 9, 2026
Days on market
118
Listing agent
Denise Potter · Onyx And East, Llc
3173714052 · denise.potter@onyxandeast.com
Price history
First asked $526,390
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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