1 / 6
80score
↓ $20,000
$109,900
MLS
Street view9926 Montery Rd
Indianapolis IN 46235 · Single Family · built 1963
3 bd1 ba1,421 sqft$77/sqft vs ZIP $138 −44%
1.92 lender DSCR (est.)
Rent covers the estimated payment 1.92× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,539/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.9244% under ZIP $/sqftprice cut 18%
The underwriting
The numbers (estimates, illustrative)
$109,900List price
$1,539Rent estimate / mo
1.92Lender DSCR (est.)
$2,146Taxes / yr · county assessor
$138ZIP median $ / sqft
80/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,539 |
| − Mortgage (P&I) | −$576 |
| − Taxes | −$179 |
| − Insurance | −$46 |
| = Cash flow before vacancy & repairs | $738 |
The numbers
- Price
- $109,900
- $ / sq ft
- $77 ZIP median $138
- Rent estimate
- $1,539/mo rent comps
- Property taxes
- $2,146/yr 2% cap on assessed value $107,300
- PITIA (assumed)
- $801/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 80/100 DSCR 1.92 · 44% under ZIP $/sqft · price cut 18%
The property
- Beds / baths
- 3 / 1
- Living area
- 1,421 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107680
- Listed
- Jun 22, 2026
- Days on market
- 117
- Listing agent
- Sammy Nieves · Trelora Realty, Inc
3174482284 · sammy.nieves@trelora.com - Price history
- First asked $129,900 · previously $122,400 cut $20,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.