1 / 6
0score
Short Sale
$459,500
MLS
Street view9928 Deep Royal Way
Indianapolis IN 46239 · Single Family · built 2022
5 bd3.5 ba2,178 sqft$211/sqft vs ZIP $152 +39%
0.68 lender DSCR (est.)
Rent covers the estimated payment 0.68× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,301/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$459,500List price
$2,301Rent estimate / mo
0.68Lender DSCR (est.)
$8,918Taxes / yr · county assessor
$152ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,301 |
| − Mortgage (P&I) | −$2,410 |
| − Taxes | −$743 |
| − Insurance | −$191 |
| − HOA | −$54 |
| = Cash flow before vacancy & repairs | $-1,097 |
The numbers
- Price
- $459,500
- $ / sq ft
- $211 ZIP median $152
- Rent estimate
- $2,301/mo HUD fair-market rent
- Property taxes
- $8,918/yr 2% cap on assessed value $445,900
- PITIA (assumed)
- $3,398/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $54/mo
- Lender DSCR (est.)
- 0.68 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 3.5
- Living area
- 2,178 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $54/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Short Sale
- MLS #
- 22125822
- Listed
- Sep 14, 2026
- Days on market
- 19
- Listing agent
- Upkar Ubhi · Fathom Realty
3175400883 · upkarsu@gmail.com - Price history
- First asked $459,500
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.